Residential Electrical Insurance Claim
Residential Electrical Insurance Claim.
The first step when a major disaster strikes is calling the fire department. Usually because you have discovered that a fire has broken out because of a lightning strike, electrical fire from out of date wiring, or improper work performed by an unqualified individual.
The second step when a major disaster has struck is to call your insurance company and notify them of the disaster to begin the residential electrical insurance claim process.
The third step is to call a certified, licensed electrician IMMEDIATELY. This is important when filing an insurance claim because the electrician will need to take photographs to document the extent of the damage and determine what needs to be done before repairs can be made.
We provide the necessary documentation to help make sure your claim is processed as smoothly and quickly as possible.
Additional Services Included For Your Insurance Claim Process Are:.
Meetings with County and City Inspectors
Communications with Insurance Company
Complete Testing and Assessment Including Megged-Out Wires
Meetings with Insurance Adjusters
Communications with Fire Department Officials
Coordinating with FP&L for Service Restoration and Temporary Power Services
Documentation Assistance For Your Claim Includes But Is Not Limited To:
Causation Report
This in-depth analysis explains the origin of the electrical damage, helping insurers understand precisely how the incident occurred.
Lightning Affidavit
A formal statement confirming that a lightning strike contributed to the damage, vital for coverage under specialized clauses in your policy.
Photographs
High-resolution images of affected areas provide visual proof of the extent of damage and support an accurate claim assessment.
Estimate to Repair or Replace Damaged Electrical Components
A detailed cost breakdown helps your insurance company gauge the scope of repairs or replacements and facilitates a smoother claims process.
Permits to Restore Service
We handle the necessary permits and inspections required by local authorities so your service can be safely restored in compliance with regulations.
Daily Logs to Record All Activities from Estimating to Repairing
Our meticulous record-keeping tracks each step of the restoration process, ensuring clarity and transparency for both you and your insurer.
Drawings for New Electrical Systems
When needed, we provide professional schematics for updated or redesigned electrical setups to support modern, compliant, and efficient replacements.
Why Choose Perfect Electric Services?
Before any work is performed, we will go over the estimate and explain what IS covered and what IS NOT covered by the insurance company. You will know every step of the way what will be done and what is needed to restore balance and peace of mind after a disaster strikes.
We offer an annual Service Partner Agreement which would ensure that any time you need an electrician, Perfect Electric Services. will be available to you, will waive dispatch fees, and provides many additional benefits.
Using Perfect Electric Services’s licensed and insured electricians for all of your electrical needs, provides safety, security, and peace of mind from a job done RIGHT the FIRST time!
Inspection Coordination
Our team schedules all required inspections and meets directly with city inspectors and FP&L representatives.
Comprehensive Project Management
We photograph the work areas and components to be replaced, ensuring transparency and thorough documentation.
Service Partner Agreement
Members receive priority service, waived dispatch fees, and exclusive benefits for ongoing electrical needs.
Lifetime Warranty
Every installation comes with a LIFETIME warranty, providing long-term peace of mind.
Permit Handling & Paperwork
All necessary applications for city and county permits are completed and submitted by our team.
Licensed & Insured Electricians
Our certified professionals ensure the job is done right the first time, delivering safety, security, and reliability.